Fracture Cover Plymouth – Financial Protection for Life’s Unexpected Falls
Life has a way of throwing curveballs when you least expect it. One minute, you’re going about your day, and the next, you’ve slipped, tripped, or taken a tumble—leaving you with a broken bone and a long road to recovery. While fractures heal, the financial impact of an accident can be harder to deal with. That’s where fracture cover comes in. At Mortgage HQ, we help people in Plymouth find the right fracture insurance, so an accident doesn’t hit your finances as hard as it hits your bones.
What is Fracture Cover?
Fracture cover is a type of insurance designed to provide a one-off lump sum payment if you break a bone due to an accident. It helps cover unexpected expenses, such as medical treatment, time off work, or even small things that make recovery easier—like taxis to hospital appointments or home adjustments while you’re on crutches.
What Does Fracture Cover Include?
Fracture cover typically provides financial support for:
✔️ A range of fractures, from fingers and toes to major bones like the femur and collarbone.
✔️ Dislocations and ligament tears, depending on the policy.
✔️ Injuries caused by accidents at home, work, or during leisure activities.
✔️ Cover for both minor and more severe fractures, with payouts based on the severity of the injury.
Do You Need Fracture Cover to Get a Mortgage?
Unlike buildings insurance, which is a requirement for most mortgage lenders, fracture cover is optional. However, if an injury means you’re unable to work for a while, having this cover in place ensures that you don’t have to worry about missing mortgage payments or struggling to cover everyday expenses.
If you’re self-employed or have limited sick pay from work, fracture cover can provide an extra safety net to help you focus on getting better rather than worrying about your finances.
Why Choose Mortgage HQ for Fracture Cover?
At Mortgage HQ, we know that life is unpredictable. That’s why we help homeowners and individuals in Plymouth find the best fracture cover policies, tailored to their needs.
✅ Cover That Matches Your Lifestyle
Not all policies are the same. We find insurance that suits your job, hobbies, and personal risk factors, ensuring you get protection that actually works for you.
✅ Access to the Best Insurers
We compare policies from top UK insurance providers to secure the best deal at a competitive price.
✅ Smooth, Hassle-Free Process
We can arrange your mortgage and fracture cover together, making life simpler and ensuring you’re financially protected from day one.
✅ Local, Friendly Support
As a Plymouth-based mortgage and insurance broker, we provide personal, one-on-one service, giving you the guidance you need without the jargon.
Get Expert Fracture Cover Advice in Plymouth
Accidents happen, but they don’t have to throw your finances off track. Whether you’re buying a home or just want extra protection against life’s unexpected mishaps, we’re here to help you find the right fracture cover. Get in contact with us today using the contact form at the bottom of this page and let Mortgage HQ get the right fracture cover for you.