Buildings and Contents Insurance Plymouth – Protect Your Home with Mortgage HQ
Buying a home is a major milestone, and making sure it’s protected should be a top priority. Buildings and contents insurance safeguards your property and possessions against unexpected events like fire, theft, and weather damage. At Mortgage HQ, we’re here to help homeowners in Plymouth find the right cover, tailored to their needs.
What is Buildings and Contents Insurance?
Buildings and contents insurance is designed to protect both the structure of your home and the belongings inside it. Whether it’s damage from storms or an unfortunate break-in, having the right policy in place gives you financial security and peace of mind.
Buildings Insurance – Protecting Your Home’s Structure
This covers the cost of repairing or rebuilding your home if it’s damaged by:
✔️ Fire, floods, or storms.
✔️ Subsidence or structural issues.
✔️ Damage to permanent fixtures like kitchens and bathrooms.
✔️ Garages, sheds, and outbuildings (if specified in your policy).
Contents Insurance – Protecting Your Belongings
This covers the personal items inside your home against theft, loss, or damage. It includes:
✔️ Furniture, carpets, and home appliances.
✔️ Clothing, jewellery, and valuables.
✔️ Electronics, including TVs, laptops, and phones.
Many providers offer combined buildings and contents insurance, giving you full coverage under one policy.
Do You Need Buildings and Contents Insurance for a Mortgage?
Buildings insurance is usually required by mortgage lenders before you exchange contracts. This ensures that, in case of unexpected damage, the home remains protected.
Contents insurance, on the other hand, is optional, but having it means you won’t have to worry about replacing essential belongings out of pocket if something goes wrong.
Even if you own your home outright, having both types of insurance gives you added security and peace of mind.
Why Choose Mortgage HQ for Your Buildings and Contents Insurance?
At Mortgage HQ, we do more than just mortgages – we help protect your home too. Here’s why homeowners in Plymouth trust us:
✅ Tailored Advice Just for You
We don’t believe in a one-size-fits-all approach. We’ll find the best buildings and contents insurance that suits your home and budget.
✅ Access to Top UK Insurance Providers
We compare policies from the leading insurers to secure the best deals and comprehensive cover.
✅ Smooth, Hassle-Free Process
We can arrange your mortgage and home insurance at the same time, making your move stress-free.
✅ Local, Friendly Support
We’re a Plymouth-based mortgage and insurance broker, offering a personal, face-to-face service with expert guidance at every step.
Get Expert Buildings and Contents Insurance Advice in Plymouth
Whether you’re a first-time buyer, moving home, or remortgaging, making sure your property is properly insured is essential. Let Mortgage HQ help you find the best buildings and contents insurance for your home. Get in contact with us today using the contact form at the bottom of this page.