Building Futures,
One Mortgage at a Time
At Mortgage HQ, we make mortgages simple. Whether you’re a first-time buyer, remortgaging, or investing in property, we take the stress out of the process. With expert advice tailored to your needs and access to the whole market, we’ll find the best deal for you—quickly and efficiently. No jargon, no hassle—just clear, honest guidance to help you secure your perfect home.
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Dear future mortgage customer,
We know what you’re thinking—getting a mortgage should be simple. But somewhere along the way, it’s become a maze of paperwork, jargon, and uncertainty.
•How much can I borrow?
•What’s the best mortgage deal?
•Do I need a survey?
•What’s the difference between a mortgage valuation and a homebuyer’s report?
•Do I really need life insurance?
And then, of course, there’s your mate, John down the pub, who reckons he knows a guy that can “sort you out.”
Sound familiar?
Here’s the truth.
Nobody actually wants a mortgage. What you want is a home. The mortgage is just a tool to get you there.
But with confusing criteria, endless options, and banks that seem to speak a different language, getting a mortgage can feel like an uphill battle.
It doesn’t have to be.
That’s where Mortgage HQ comes in. We’re expert mortgage brokers in Plymouth, offering straightforward, no-nonsense advice to help you secure the right mortgage—without the stress.
Whether you’re a first-time buyer, moving home, remortgaging, or investing in property, we make the process as smooth as possible.
We cover:
First-time buyer & home mover mortgages
Remortgages & buy-to-let mortgages
Specialist mortgages & bridging loans
Commercial finance & equity release
Life, buildings & contents insurance
From your first question to the day you get the keys—we’re with you every step of the way.
As leading mortgage advisors in Plymouth, we can meet in person or work with you remotely, offering expert mortgage advice across the UK.
So, what’s the next step?
Book a free chat today with Mortgage HQ. Let’s get you moving.
STEP 1
Free Strategy Session
We’ll have an initial chat to run through your property goals and develop a clear plan on how to achieve them.
STEP 2
Mortgage in Principle
With the information gathered, it’s time to obtain a mortgage in principle.
STEP 3
Make an Offer
Armed with a Mortgage in Principle, you are now in a position to find your dream home! Once you’ve found the right one for you, you’ll need to make an offer, which we are more than happy to assist with.
STEP 4
Apply for a Mortgage
Congratulations! Your offer has been accepted. Now we need to apply for the mortgage. We’ll check to see if any of your circumstances have changed, and then we will provide a recommendation on the right mortgage for you.
STEP 5
Instruct a Solicitor
You’ll need a solicitor to handle the legal process involved with transferring ownership of the property to you. We are able to recommend solicitors for you if required.
STEP 6
Property Survey
A property survey ensures that the property is structurally sound and identifies any potential issues before purchase.
STEP 7
Mortgage Offer Issued
Once the lender has carried out their underwriting checks, they will issue the mortgage offer. The solicitor will check through to make sure everything is in order.
STEP 8
Collect your Keys
Time to pop the champagne! You’ve completed! Get ready to pick up the keys and move in.